Turning un-refined gold into
commercial-grade value.
Hong Kong's trusted gold buyer agent — combining institutional compliance, AI-powered KYC, and real-time market intelligence to deliver transparent, competitive buy-back pricing.
Why sellers choose Royal Financial
Trusted experience, transparent pricing and bank-grade protection on every transaction.
Gold Trading Experience
Two decades of deep expertise in physical gold markets, through every market cycle.
Prestige Clients Served
Trusted by over a hundred institutional and private clients across the globe.
Prompt & Secure Payment
Efficient settlement with full audit trails, so you are paid quickly and safely.
Professional Security Service
Secure custody, insured handling and strict compliance protect your gold end to end.
A complete gold agency, end to end.
From the moment raw gold enters our custody to the final commercial bar, every step is governed by Hong Kong regulation and enhanced by AI automation.
Gold Refinement Agency
We act as your agent to transform un-refined gold — dust, nuggets, doré — into certified commercial-grade 999.9 bullion bars through our licensed refinery network.
Buy-Back Programme
Competitive, transparent buy-back pricing for institutional and private sellers, settled efficiently with full audit trails and compliance documentation.
AI Pricing Quotation
Qualified sellers receive private, real-time AI-generated quotations benchmarked against live spot prices, refining costs, and purity analysis.
AI KYC & Verification
Computer-vision document verification, automated due diligence scoring, and licence authentication streamline seller onboarding from days to minutes.
Diligence, automated
and auditable.
Backed by Long-On & Lam LLP and our in-house compliance team, every seller passes through a transparent, AI-assisted pipeline before any transaction is initiated.
AI Document Verification (KYC)
Upload identity and corporate documents. Our computer-vision engine reads, classifies, and authenticates documents in seconds — detecting tampering and cross-checking against global watchlists.
Gold Purity & Licence Verification
Assay certificates and precious-metal licences are validated against issuing authorities. AI vision confirms purity grading and bar serial authenticity.
Automated Compliance Scoring
A weighted diligence model scores every seller on risk, provenance, and regulatory standing — flagging high-risk cases for our compliance team's manual review.
Scheduled Consultation
Qualified sellers unlock a private Zoom consultation with our trading desk and access the AI pricing quotation system for live offers.
Powered by the Wing Fung Financial Group.
Royal Financial is built on the institutional backbone of Wing Fung Financial Group — one of Hong Kong's largest physical precious metals market makers. Our compliance team, together with Long-On & Lam LLP, operates under a Category A Precious Metal Licence, giving international traders the confidence to transact at scale.
Today's gold market headlines
The latest gold price and market stories from trusted news sources, refreshed throughout the day.
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Begin your gold trading journey with a partner you can trust.
Start seller onboarding today. Our AI pipeline runs diligence and compliance scoring automatically — qualified sellers access live AI pricing quotations.